Uncontested Divorce Checklist

In order for your case to quality for my flat-fee uncontested divorce service, your case, naturally, must be uncontested. Many are under the impression that if both parties want the divorce, then it the case is uncontested. While a mutual desire to divorce is an essential requirement for your case to be considered uncontested, it's only the tip of the iceberg. From there, you and your spouse must formulate an agreement that addresses property distribution, debt allocation, spousal support (maintenance), child custody and support (if applicable), and, lastly, the parties must agree to proceed with a one-attorney uncontested divorce case.

To help you determine what is needed to be agreed upon and worked out in order to use this service, check out the Uncontested Divorce Checklists, which you will find below. Hopefully, these checklists will assist you by not only helping you determine whether or not your divorce is of the uncontested variety, but also by providing you with a comprehensive rundown of the issues that must be addressed in a divorce, uncontested or otherwise.

The Essentials

This entire page is worth examining carefully. However, if you're short on time, here's the gist:

  • In order to qualify for the flat-fee, the case must be uncontested.
  • For your divorce to be considered uncontested, you have to agree on all aspects of your divorce.
  • "All aspects" includes property division, debt allocation, spousal support / maintenance, and, if children are involved, custody and support.
  • Additionally, to use this service, the parties must both be ready, willing, and able to sign the paperwork necessary to facilitate the divorce.

The Divorce Itself

Both spouses must agree to end the marriage and to divorce. Just because you have no children, no property, you have only been married a couple of months, and you think there is nothing to contest, those factors alone do not automatically mean your divorce is uncontested. In fact, there may be absolutely no genuine issues to contest in the divorce. However, in order for the divorce to be considered uncontested, the spouse still has to be willing to proceed with the divorce, and to sign off on the paperwork necessary to facilitate it.

To recap:

  • A lack of issues to contest in a divorce does not necessarily mean the divorce is uncontested.
  • Just because you think your divorce should be uncontested does not necessarily mean that it is.
  • In order to have an uncontested divorce, both parties must agree to divorce. The parties agree on all aspects of the divorce as well, which brings us to the next part of the Uncontested Divorce Checklists, which is the division of assets and liabilities.

Dividing Assets and Debts

In order for your divorce to be uncontested, you and your spouse need to agree on every aspect of your divorce. When it comes to the allocation of assets and debt, here is what must be agreed upon prior to hiring your uncontested divorce lawyer:

Houses, Condos, Real Estate

If you have a house (or condo, real estate, etc.), you have to figure out what's going to happen with it. Your options would be, Husband gets it, Wife gets it, house is sold, or, both parties walk away and allow it to get into foreclosure. If one of the parties is taking the home (the "Husband gets it" or "Wife gets it" scenario), then you have to figure out how the non-taking party will get their marital equity out of the home. If there is no equity, which is unfortunately somewhat common these days, then it's easy, there is no marital equity to divide so the non-taking party just leaves. If there is equity in the home, then the parties need to figure out what an appropriate buyout amount would be and how that buyout will be paid to the non-taking party. Often times this can be done when the party who is taking the home refinances the mortgage (which is generally done to remove the non-taking party's name from the home loan).

What if you're unable to get the cash necessary to pay a cash buyout? When the party taking the home is unable to get the liquid cash necessary to pay the non-taking party a buyout, the parties may avoid a cash buyout by instead agreeing to an uneven distribution of the marital equity of a different asset. A simple example helps clarify this: let's say Husband and Wife own a home with $100,000 in marital equity, a baseball card collection worth $50,000, and a savings account with $150,000 in it. For our example, we'll assume that the entirety of each of these assets was accrued during the course of the marriage. The parties agree that they want to divide the marital assets equally, and that Husband will remain in the home. If it turns out that Husband can't get $50,000 cash to buyout Wife's one-half share of the equity held in the home, the parties in this example could instead agree that Husband takes the home outright ($100,000) and the baseball card collection ($50,000) and that Wife takes the entirety of the savings account ($150,000). Then, as you can see, without a single dollar changing hands, each party will receive $150,000 in marital assets/equity, which is the 50/50 equal split that the parties in this example desired.

Retirement accounts are often some of the largest assets a couple will have. When attempting to balance the distribution of assets, it's important to take taxes into account. For example, a dollar held in a pre-tax retirement account is not of the same value as a dollar held in, for example, a home, or a bar of gold, or a checking account, since the dollar held in the pretax retirement account (a 401(k), for example) has not yet been taxed. In the above example, let's say that instead of Wife receiving the savings account, she instead received a pretax 401(k) retirement account worth $150,000. For example, take the scenario of the Husband and Wife from the previous paragraph, but let's say that instead of the $150,000 savings account, the parties have pretax 401(k) with $150,000 in it. If Husband receives the equity in the home and the baseball card collection (combined value of $150,000) and Wife receives the 401(k) worth $150,000, is that distribution equal? No, since the dollars held in the 401(k) have not yet been taxed.

Cars, Boats, Planes

Parties in an uncontested divorce must determine who gets what vehicle(s) and who pays for the loans, if any, associated with those cars, boats, etc. Further, the parties will need to come to an agreement as to whether or not jointly held vehicle loans will need to be refinanced in order to remove the non-taking party's name from the note.

Bank Accounts

Are there joint accounts? If so, how are the contents of those joint accounts going to be divided? If one party has gotten a new bank account in their sole name, and the other party has continued to use the joint account as his or her account, assuming there is no division of the account contents, we can simply direct the party who is not using or taking the joint account post-dissolution to remove his or her name from that joint account. Of course, the party with the account in his or her sole name takes their account post-dissolution. If the parties are dividing the contents of the joint account and thereafter closing the account, that is fine too, but you will need to determine what percentage of the joint account each party will take as his or her sole and separate property.

Retirement and Investment Accounts

You will need to figure out who is getting which investments and who is taking what retirement accounts. If the parties are dividing a retirement account, they will want to determine if a Qualified Domestic Relations Order (QDRO), will be necessary to facilitate the division of the account. If a QDRO is required, the Marital Settlement Agreement should outline how the costs associated with drafting and administering the QDRO will be split between the parties.

Household Goods, Furniture, Personal Items

If the parties still have commingled household items, furniture, and personal items, then the parties should have a list of what each party will take after the divorce. The descriptions of these items and furniture, which you will provide to your attorney, should be specific enough so that if there is a dispute in the future, the item description clearly articulates which household good or piece of furniture is being identified.


The parties in an uncontested divorce will need to decide who is paying what loans. Jointly-titled loans provide an additional layer of complexity, as the parties will need to address whether refinancing of those loans will be required to remove the non-taking party's name from the note and, if so, how long the taking party will have to complete that refinance process.

Credit Cards

Who is going to pay which credit cards? If you have credit cards where both parties are co-borrowers, I am of the opinion that those cards should be given priority in being paid off, so that they can be cancelled or, alternatively, so that the non-responsible party can be removed as a co-borrower from the card. It is also possible for clients and their spouse elect to each take out a loan or a credit card in their respective sole name to each pay off one-half of a joint credit card. This allows the debt to be apportioned in the divorce and provides that neither party will be adversely affected by the other party's failure to pay their 50% share.


Your tax status is determined on December 31st each year. If you are divorced on December 30, 2017, you cannot file a married tax return for tax year 2017. If you're divorced on January 1, 2018, you have the option to file married returns for 2017. Easy as that. Parties who are divorcing towards the end of the year can have me "sit" on their divorce past when I would normally submit the case for finalizing, because they are wanting to push back the date of divorce until after the new year. In these situations, the parties intent to file jointly should be outlined in the Marital Settlement Agreement, as well as how the parties plan on dividing any refund or deficiency attributable to that joint return.

Couples looking for an uncontested divorce need to consider things they may have done throughout the year that could lead to tax ramifications on one party or the other. For example, let's say in February that Husband and Wife decided to buy a house. In order to purchase this home, Husband took an early withdraw from his 401k. The year goes on and the parties decide to divorce. Their divorce is finalized in October and nothing is mentioned about the taxes that will have to be paid on Husband's 401(k) withdraw. The parties, being single on December 31st, file single tax returns. Husband learns that his tax liability includes the taxes from the withdraw from the 401(k). The resolution to this scenario, whatever it may end up being, is not important to communicating the message that the parties must consider (and address in the Settlement Agreement) what "actions," like a 401(k) withdraw, may have occurred during the course of the marriage that will affect the tax liability of one of the parties.

Maintenance / Spousal Support

Parties to an uncontested divorce must determine details pertaining to maintenance, otherwise known as alimony or spousal support. The parties must agree to whether maintenance is appropriate at all and if so, who will pay, how much will be paid, and for how long will the obligation last. The court looks at a number of factors when determining whether maintenance is appropriate, such as each party's income and their ability to support themselves, the time required for the party seeking maintenance to find appropriate employment, the duration of the marriage, the standard of living established during the marriage, the age and emotional and physical condition of the spouses, the conduct of the parties, as well as "any other relevant factors." The Missouri statute that outlines these factors is available online:  Missouri Revised Statutes Sec 452.335.1.

You can, of course, simply agree that neither party will pay or receive any maintenance. If you and your spouse do agree that maintenance is appropriate in your case, however, then you must also decide (1) how much that monthly maintenance obligation will be; (2) how long the maintenance obligation will go on (or, if it is indefinite); and (3) what triggering events, beyond the statutory defined events of remarriage of the party receiving maintenance or the death of either party, will automatically terminate the maintenance obligation. Parties should remember that for Judgments entered on or after January 1, 2019, maintenance payments will no longer be taxable income for the party receiving the maintenance, nor a tax deduction for the party paying the maintenance.

To recap, when it comes to maintenance / spousal support:

  • You and your spouse must agree whether or not one of the parties will pay maintenance to the other.
  • If maintenance is going to be paid, you and your spouse must agree on the amount of monthly maintenance that will be paid.
  • If maintenance is going to be paid, you and your spouse must agree to the duration of the maintenance obligation. The obligation can be a set amount of time (e.g., 5 years) or it can infinite (i.e., terminating only upon an agreed upon event or through a Motion to Modify case).

Child Custody

Parties to an uncontested divorce must work out their child custody arrangements. This requires the parties to formulate an exchange schedule. A good exchange schedule will outline which parent gets the children on what days and at what times, and also who is doing the dropping off or picking up for each exchange. In short, the visitation schedule should clearly explain who gets the children when, and how the children are transported to the party taking custody.

The parties will also need a holiday exchange schedule which, just like it sounds, lays out which parent has custody of the children for holidays. I find that clients seem to struggle with the idea of what the holiday schedule should look like, so I attached a generic schedule that provides a good starting point, which we can then tailor to their needs: Example Visitation/Exchange Schedule and Holiday Plan

To recap, when it comes to custody and visitation of the children:

  • You and your spouse must agree on which party will be residential parent (the address for the child's mailing and school purposes).
  • The parties must agree to a set visitation schedule. In other words, you'll need to figure out who gets the kids, when.
  • In addition to the regular weekday/weekend visitation schedule, the parties must agree to a holiday schedule as well as to terms regarding each party's vacation time with the children.

Child Support

In order for your divorce to be uncontested, you and your spouse must have an agreement as to the support of the minor children. The parties can have an alternative agreement that does not call for child support being paid to either party by either party, but the arrangement must be in the best interests of the children. Aside from traditional monthly child support, the parties may also elect to divide other expenses outside of that child support amount. For example, the parties may agree that Mother will pay to Father a monthly child support sum of $200. These parties may also agree that they will split the cost of the child's orthodontic care, child's college education, and rugby equipment. Other considerations that will need to be addressed and agreed upon include who will be paying for and covering the children for health and dental insurance, if applicable, which parent will claim the children as dependents for tax purposes (you can also alternate year-to-year), and how day care expenses will be divided, to name a few.

To recap, when it comes to child support obligations:

  • The parties must have an agreement as to whether one party will be paying child support to the other.
  • If child support is being paid, the parties must agree to the amount of child support (whether that be an amount the parties formulated, or the Missouri Form 14 child support calculator amount).
  • If child support is being paid, there must be an agreement as to how child support will be paid from one party to the other (e.g., direct payment, wage withholding, payment through Family Support Division).
  • The parties must agree which parent will cover the children on their health insurance.
  • The parties must agree on what, if any, other expenses will be split outside of the child support obligation.
  • The parties must have an agreement regarding claiming the children as dependents for tax purposes.
  • There must be an agreement as to whether educational expenses, including costs associated with attending college, will be included in the parenting plan. If so, the parties must agree on how those expenses will be split between the parents.

The Divorce Attorney

You need to be comfortable with the level of involvement from your uncontested divorce lawyer. Your attorney for an uncontested divorce will not be resolving arguments you and your spouse get into about who should get what car. Your lawyer will not be searching for hidden accounts or subpoenaing records from banks and employers. The information you provide me about your case, including the details of your property, debt, income, etc, will be the only information that I use when drafting your divorce pleadings. There is absolutely no discovery done by your attorney in an uncontested divorce case. If your spouse has a history of hiding cash in bank accounts in the Caymans, an uncontested divorce may not be for you.